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[LUG] Credit records (Was Re: Identity theft)

 

Hi,

On Wed, Nov 28, 2007 at 08:01:46AM +0000, Tom Potts wrote:
> Also this infomation should be available to you for free - surely under 
> current data protection legislation you have a right to ask what information 
> they hold on you.

You do - a common fee for a subject access request is £10 per
request.  So £2 per year seems pretty fair given that they collected
this information using their own resources and of your free will.
It is not free for them to process such requests.

> Theres something evil about being able to say to someone they're bad credit 
> and then demanding they pay to find out why. Sounds like the economics of the 
> playground.

Without it, the cost of credit to the rest of us would be sky-high.
A lot of people just don't take personal responsibility and being
able to guess who these people are is valuable.

Cheers,
Andy

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